I discovered PurchasingPower just a few months ago actually; right in the middle of our country's recession.  At the time, my family and I were in need of a few essentials and a few non-essentials.  Neither my wife or I had the discretionary income to go out and purchase these items right off the top and pay for them out right.  What PurchasingPower did was to make availabe, in recessionary times, a viable option that would put the updates in our home while allowing us to 'treat' ourselves to those little things that make us happy.  My wife and daughter are big television watchers in their downtime so I was able to update two televisions that we had been using for well over fifteen years.  They now enjoy two LCD flat screens.  Additionally, I had promised the wife a digital camera after her major surgery and was able to see her gleam with joy not only over the camera but the digital photo frame that came with it.  To make things sweeter, I comp-shopped prior to making all of my purchases only to find that PurchasingPower offers really competitive prices considering the fact that everything can be delivered to your door and there's never any talk of interest rates, credit approval, etc.  I've always been thankful for my employment and career but to have a benefit like PurchasingPower thrown in makes it all the sweeter!